Every breath you take...
The Police

Bad breath is a big no-no, and there are many ways to prevent it. Halitosis, the technical term for bad breath, is caused by odor-producing bacteria that accumulate on the bits of food left in your mouth and produce sulfur compounds -- the same reason rotten eggs smell so bad.

So Scope may be the obvious answer, but any old mouthwash may actually make things worse because the alchol in mouthwash dries out your mouth (and some bacteria love that). Get one with an anti-septic and an ADA seal to be sure that the odor-causing bacteria are killed.

Then, be sure to brush for 2 minutes twice a day, including your tongue (where many of the bacteria thrive) -- and you've done pretty much everything you can.

Civilization is the progress toward a society of privacy. The savage's whole existence is public, ruled by the laws of his tribe. Civilization is the process of setting man free from men.
Ayn Rand

Only do business at work. If you must do personal business be prudent. Don't write anything you wouldn't want inadvertantly passed on to others at work. Mark personal files as private. Your employer may have a policy keeping your emails and calls private, but it would be smart to assume everything you do at work is fair game for your superiors to monitor.

Here's the skinny on all the forks and knives, etc:

• It all starts with the dinner plate - dead center, 1 inch from the edge of the table
• forks on the left side
• knives on the right side...
• followed by the spoons (also on the right)
• desert fork and/or spoon above the plate facing opposite directions
• Wine/water glasses go to the right of the plate

I believe that every right implies a responsibility; every opportunity, an obligation; every possession, a duty.
John D. Rockefeller

Get involved with Socially Responsible Investing (SRI). SRI takes a 3 pronged approach to changing the world for the better. Funds and stocks are screened for those aligned with the investor's values. Also, practicing shareholder advocacy; if you own the company, why not be a benevolent ruler. Finally, community investment, or taking an active role in investing to aid development.

Yes, you should get warm fuzzies from doing this, but don't just give it away. Historically SRI funds have outperformed than the market. All about the bennies.

Would those of you in the cheaper seats clap your hands? And the rest of you, if you'll just rattle your jewelry.
John Lennon

SeatGuru's got you covered!

"It's just, when you buy furniture, you tell yourself, that's it. That's the last sofa I'm gonna need. Whatever else happens, I've got that sofa problem handled."
Tyler Durden

And if you happen to be moving yourself, then you can post your own classifieds for free! It sure is a lot more convenient than garage sales and thrift stores!

All around the world, people use their native currencies to buy and sell goods and services. Sites like XE.net provide up-to-date exchange rates which keep you informed and facilitate global commerce.

However, when traveling abroad, don't be a rookie and convert your money at the airport -- where they often offer poor exchanges in addition to extra fees. The best approach is to use your credit card for purchases abroad. The credit card networks are able to convert your money on the fly at the most favorable exchange rate. In addition, there is no fee for this on-the-fly conversion. If your hesitant to use your credit card, then you can get the same benefits by using an ATM to withdraw the native currency. You'll still get the most attractive exchange rate, while avoiding extra "conversion fees" (although you may still be subject to the $1.50 for not using your own bank's ATMs)

"If morality represents how we would like the world to work, then economics represents how it actually does work."

"It is the greatest mathematical discovery of all time."
Albert Einstein

Einstein stumbled across the rule of 72 -- to figure out how long it takes your investment to double, divide the interest rate by 72. So if your savings account has a 4% interest rate, it will take 72/4 = 18 years to double.

All sounds useful, but the point is start saving now and get time on your side (maybe with a Roth IRA as we suggested in March).